Off Topic about Moving into a new neighborhood

[JasonC6612]

I could have gone somewhere else to ask this question, but most of you are successful people.. Myself, I do not know much about say for example "credit scores" or "loans" or "moving out to your first home"...

I live in northern Illinois. I want to move to southern Illinois which is ten times the beauty of North IL in my opinion. It's a slower paced environment compared to HERE. It's my ultimate dream. Your may be swimming with dolphins... mine? Living down south of IL where SOME of my family lives. A couple cousins, an aunt and uncle. Now, lets say I built my credit to an acceptable rating or better (how long would that take starting from scratch in your opinion?)
how would I move down south with these following roadblocks:

I won't have a job down there... so what do I do? Quit my job up here and move with ONLY what I saved up over the years?
But how can I do that if I have to show that I have a steady job?? I'd have to quit that steady job to move? I may sound stupid or naive to a few of you but maybe I am... I just do not understand how one can possibly move? I have no college degree. Just HS diploma and some warehouse experience... Do any of you have any advice? Anyone have an answer? Am I doomed to stay where I'm at? How do people do this? I'd assume people do this all the time.

OH!!! And if off topic must be about knives, PLEASE forgive me and feel free to remove. I feel there are much wiser/ down to earth people here...
I simply want to know if it's possible without having a college degree/ career that can relocate you or give moving assistance :/

[The Mastiff]

IMO, it's easier to relocate with a skill than with a degree. If you can do anything in fields that are everywhere you can go anywhere. I know someone making decent money in pest control. He can move anywhere he wants to as everybody seems to be always hiring. Electrical, plumbing, mechanical skills all translate better than a degree in the wrong field. On the other hand you are limited without one. Your ceiling is lower unless you have your own business, or are in sales. :)

Good luck. If it is your dream then do it ASAP.

Joe

[farnorthdan]

I agree with Joe, if you have a needed trade or skill you can go pretty much anywhere, if your young with no wife or kids its even easier. As far as building your credit, if you don't have any, get a credit card and start using it a lot but pay it off every month without fail, shoot some cards give you rewards back for using them, heck I have a couple that I've had for years and never paid a cent of financing fees because it gets paid off every time I use it, I've actually made thousands doing this. You could also take out a small loan from a bank pay it back real quick. You should be checking your credit somewhat regularly to make sure there isn't anything fishy going on.

[Sharp Guy]

Hi JasonC6612!

I'm curious where you're at in N.IL (PM me if you'd like)?. Up until 14 months ago, I lived in (or near) the Fox River Valley (SE McHenry County) for my entire life. While it was a very nice area to live in, I agree with you that S. IL is completely different. One thing I liked about where I lived is that the city (Chicago) was relatively close and there was lots of opportunity for jobs in the suburbs yet I was far enough out to where I was still close to the country. In fact, where I'm from was considered "out in the sticks" when I was young but the area has grown considerably in recent years and it's changed quite a bit. Still a nice place to live if you can get passed the IL politics and high taxes.

Relocating to a new area takes considerable planning. Do your homework before making any decisions. I would recommend visiting the area you'd like to live in a few times to determine how feasible it will be for you to support yourself. Check out housing costs/availability and also look into the job market there. Personally, I would not make a move without knowing I have a place to live and suitable employment. My move was relatively easy because my SO/GF and a close friend lived here plus I worked from home so I could work anywhere I had internet access. Even then the move took quite a bit of planning and was not without stress. I'm happy to report that, with the help of family and friends, my move went really well and I'm quite happy in my new home. I do miss my family and friends and there are some things I miss about living in N. IL. but, overall, I think a major change can be a good thing.

Good luck with your decision!

[SuckSqueezeBangBlow]

Could you take a few weeks holiday, stay with family and look for local work?

[Doc Dan]

I would go to the bank and get a small loan, say $500. Then make the payments and pay it off, then do it again. Also, some rental companies report to the credit bureaus. Ask if yours does.

As for work, you can search local papers where you want to relocated for jobs. These are often online. You can use the online jobsites like Monster.com and etc. also. You can take a short vacation and go to area you want to live in and look for work and for a place to live. Do not simply quit your job and try to move.

[cabfrank]

I say go for it if you want to move. Life is too short to regret down the road what you want to do, and didn't, especially with regard to where you want to live. I think too many people stay too near to where they were born, because they think they have to, or they think it's easier. I moved from Milwaukee, to Sonoma County, California. Houses here literally average ten times the price of what they do where I grew up. Granted, I'll never own one here, and it was a huge leap of faith, but I'm extremely glad I moved. I'm just making it here, but happy. I think you will be able to make it too, and be where you want to be.