Whats your profession ?
Whats your profession ?
this might be a personal question so you dont have to post.
I help people that are in credit card debt, its not consolidation. that has a 90% failure rate.
Debt settlement actually, which means you make a monthly payment to a trust that grows over time and i negotiate the balance that is already late or people that choose to go late to get out of debt.
if you actually think about credit cards, the minimum payments are engineered to keep you in debt for around 30 years. making 50k of credit card debt turn into around 200k +.
we get people out of credit card debt within 3-4 years of making a payment smaller than your minimum was for all creditors combined and usually save our clients around 50% of the original balance with dedication of our clients making a consistent monthly payment.
if you do the math, paying your minimum monthly payment is 6 times greater than getting sued on your full balances and paying the full balance. this is of course is the worst case situation but it proves a point.
anyways i hate credit cards and btw i even use them so im not innocent, they dont loan you money to help you, they hope you default and keep paying them those minimum payments forever..
sorry for all the detail...
this is my profession
I help people that are in credit card debt, its not consolidation. that has a 90% failure rate.
Debt settlement actually, which means you make a monthly payment to a trust that grows over time and i negotiate the balance that is already late or people that choose to go late to get out of debt.
if you actually think about credit cards, the minimum payments are engineered to keep you in debt for around 30 years. making 50k of credit card debt turn into around 200k +.
we get people out of credit card debt within 3-4 years of making a payment smaller than your minimum was for all creditors combined and usually save our clients around 50% of the original balance with dedication of our clients making a consistent monthly payment.
if you do the math, paying your minimum monthly payment is 6 times greater than getting sued on your full balances and paying the full balance. this is of course is the worst case situation but it proves a point.
anyways i hate credit cards and btw i even use them so im not innocent, they dont loan you money to help you, they hope you default and keep paying them those minimum payments forever..
sorry for all the detail...
this is my profession
I install interlocking brick and stones. used to be mostly stair systems, driveways, and retaining walls but nowadays ppl are asking for cooler things. barbecues made of stone, fountains and outdoor bars are getting more popular. I also do some soft landscaping: tree/shrub planting, sod, etc. but the stonework is what I love to do. I get to spend my days outside all year round. Also good for keeping in shape!
-Steph
-"How many of those spyder thingies do you really need? "-my girlfriend-
_ SERENITY NOW!!!!!- Frank Costanza
-"How many of those spyder thingies do you really need? "-my girlfriend-
_ SERENITY NOW!!!!!- Frank Costanza
Airframe fitter.
At the metal bonding shop.
Clean room, controled temperature, white jacket and cotton gloves, and nice work and good collegues.
Could be worst, could be a lot worst.
At the metal bonding shop.
Clean room, controled temperature, white jacket and cotton gloves, and nice work and good collegues.
Could be worst, could be a lot worst.
All your knifelinks, http://www.knifelinksportal.com
- The Deacon
- Member
- Posts: 25717
- Joined: Fri Sep 24, 2004 10:33 am
- Location: Upstate SC, USA
- Contact:
Computer programmer and systems analyst. More specifically, I'm a database applications developer. I determine the most efficient way to store information my agency is required to collect in a database, then write software that provides a "user friendly" and reasonably idiot proof way for people to enter information into, and retrieve information from, that database.
Paul
My Personal Website ---- Beginners Guide to Spyderco Collecting ---- Spydiewiki
Deplorable :p
WTC # 1458 - 1504 - 1508 - Never Forget, Never Forgive!
My Personal Website ---- Beginners Guide to Spyderco Collecting ---- Spydiewiki
Deplorable :p
WTC # 1458 - 1504 - 1508 - Never Forget, Never Forgive!
- CombatGrappler
- Member
- Posts: 537
- Joined: Sat May 27, 2006 7:05 pm
- Location: NW Arkansas
- metalhed
- Member
- Posts: 77
- Joined: Tue Dec 28, 2004 9:58 am
- Location: (Golden, 5 miles from Spyderco)<NO LONGER Sacrameno Ca
Federal employee
1st line supervisor in the Veterans Affairs Department.
I can answer most Veterans Benefits questions.
I can answer most Veterans Benefits questions.
-
- Member
- Posts: 6909
- Joined: Sun Apr 09, 2006 2:16 pm
- Location: Liberal, Kansas
Glorified janitor. I work building maintenance for a small town Housing Authority, so I get to do about everything. Electrical, plumbing, drywall, paint, tile replacement (ceramic and vinyl), carpet installation and removal, etc.
Riot, credit cards are evil. I burned all mine a decade ago. All I use now is a VISA debit card or cash. If I don't have the money for it, I don't buy it. It was a hard lesson, but I learned to live within my means. I'll take living debt-free over having all the latest cool stuff any day.
Riot, credit cards are evil. I burned all mine a decade ago. All I use now is a VISA debit card or cash. If I don't have the money for it, I don't buy it. It was a hard lesson, but I learned to live within my means. I'll take living debt-free over having all the latest cool stuff any day.
I don't believe in safe queens, only in pre-need replacements.
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- Member
- Posts: 37
- Joined: Sat Aug 06, 2005 6:53 pm
- Location: Upstate NY
- Alex in germany
- Member
- Posts: 7
- Joined: Thu Aug 14, 2008 11:10 am
- Location: Frankonia/Germany/Earth
Hi RIOT,
your description sounds like you found the profession for you. :) More than just a Job.
I work as a mechanic on Injection Mold machines and casts. Most of my time i spend on repairs, and im trying to install a preventive maintenance system.
Im also the guy who makes most of the Robotic programming, removing parts from the casts, place it in a box, mount to pieces together, etc..
There is a lot of peripherie devices nowadays that also need maintenance and programming.
Alex
your description sounds like you found the profession for you. :) More than just a Job.
I work as a mechanic on Injection Mold machines and casts. Most of my time i spend on repairs, and im trying to install a preventive maintenance system.
Im also the guy who makes most of the Robotic programming, removing parts from the casts, place it in a box, mount to pieces together, etc..
There is a lot of peripherie devices nowadays that also need maintenance and programming.
Alex
"It is useless for sheep to pass resolutions for vegetarianism, as long as the wolves remain of a different opinion." William Ralph Inge
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- Member
- Posts: 11
- Joined: Tue Aug 15, 2006 3:23 pm